The following Privacy Policy applies to Legacy Living, LLC.
Except as otherwise specifically provided in this Privacy Policy or as specifically required by law, any communication or material you provide to us, whether received online, electronically, in person or otherwise collected by or submitted to us, including any data, questions, comments, suggestions or the like, is, and will be treated as, non-proprietary. Anything you submit, transmit or post may be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, market research, development of prospect lists, project planning, broadcast, posting and marketing, among other things, as permitted by law and except as otherwise provided in this Privacy Policy.
We may also use information transmitted to us through this Website to send you electronic and other messages about a property in one of our communities or an offering from one of our Legacy Living Affiliates or subsidiaries. Your use of our Website constitutes your permission to do so unless you specify otherwise pursuant to applicable law, as discussed below. We comply with the Federal CAN-SPAM Act, and make every effort to ensure that our messages are not considered Spam. Of course, you may unsubscribe from any messages we send at any time and you will not receive further electronic messages from us after following the instructions included within the message.
Information transmitted over the Internet may find its way to recipients to whom it is not intended or persons you may not want to have such information. Under certain circumstances, this may be beyond the control of Legacy Living, and you are advised that such transmission may not be secure. However, Legacy Living complies with applicable federal law regarding the safeguarding of your personal information, and we employ reasonable administrative, technical and physical safeguards to protect the security, confidentiality, and integrity of your information, as required by law. Further, we restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you.
Categories of Information We Collect
Contact Information: We may request and collect, without limitation, your name, address, email address, home telephone number, work telephone number, fax number and cell phone number.
Additional Information About You: We may request and collect, without limitation, information about the apartment you are leasing, including the community, mailing address, and anticipated move-in date.
When you make inquiries concerning career opportunities, we will request a copy of your resume, your highest level of education and information about the type of job you are seeking.
Additionally, we may collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
- Information we receive from a consumer reporting agency, such as your creditworthiness and credit history; and
- Information about your transactions with us, or others, such as your payment history and parties to a transaction.
We may collect the following contact information that you provide, confirm, or update while using and/or community specific websites managed by Legacy Living.
The services that you desire to order and your preferences regarding service information (services information). Credit card information to pay for services that are ordered (credit card information).
Additionally, in connection with the use of the Website we collect certain web analytics information, including among other information the number of visitors to the Website, session time, and browser version (technical information). Technical information is not collected in a manner in which it can be tied to a specific user, and is stored and used only on an aggregate basis. When you access the Website some of our services are provided to or through affiliated websites. Personal information that you provide to those sites may be sent to the Website in order to deliver the service. We process such information in accordance with this Policy. We will store on the computer that you use to access the Website a small file that commonly is referred to as a “cookie.” The cookie has information that enables us to recognize a specific computer that is used to visit the Website. Each vendor identified on, or accessed from, the Website has its own policies on the collection and use of technical information and the use of cookies.
When you make inquiries concerning your current Legacy Living community or apartment, we will also request the identity of the community where your apartment is located.
If you are a real estate agent locator or broker seeking information on our communities, a party interested in conducting business with Legacy Living Corporation, or if you contact us with land you have for sale, we will request your contact information.
If you wish to contact our webmaster, we will request your contact information.
Categories of Information We Disclose
Except as otherwise provided in this Privacy Policy, we may use, share, or disclose all of the information that we collect from you as a current or former customer:
In connection with the fulfillment of the services that you request through the Website.
To enforce the Terms and Conditions applicable to the use of the Website (please see the Terms and Conditions below).
As required by law or valid legal process.
In response to appropriate governmental requests.
As we deem reasonably necessary to investigate, prevent or take other appropriate action in connection with potential illegal or fraudulent activities or potential risk to the personal safety of any individual or the security of your information.
To manage our business.
To protect our interests.
To support direct marketing and other opportunities of Legacy Living and third parties as described herein.
To assist you in finding an apartment that may be of interest to you.
Parties to Whom We Disclose
We may disclose nonpublic personal information about you to the following types of select third parties:
- Non-financial companies, such as retailers and direct marketers;
- We may use and share your contact information and new home information among Legacy Living subsidiaries and Legacy Living Affiliates to provide you with offers from Legacy Living subsidiaries and Legacy Living Affiliates that we believe may be of interest to you;
- We may share your contact information and new home information with third parties who assist Legacy Living in offering products or services to you;
- We may share your contact information and new home information with carefully selected third parties that agree with Legacy Living to offer products or services to users of the Website
Information Sharing with Companies that Perform Services on our Behalf
We may disclose any or all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. The categories of third parties with whom we have contracted may include, among others:
- Financial service providers, such as credit card issuers, finance companies, insurance agencies or companies, banks, and mortgage companies; and
- Other service providers, such as tax vendors, print vendors, and software programmers.
Vendor Policies
Each of the vendors identified in the Website has its own privacy policy that may differ from Legacy Living’s privacy policy. By requesting products and services from Legacy Living, your information will be provided to the applicable vendors as discussed in this policy. You may access the privacy policy of each vendor by visiting the vendor’s website. We do not have any control over, or responsibility for, the content or operation of the website of any vendor. Each such website may collect information about you and your usage of the website and have information sharing policies that differ from those of Legacy Living. The use of such websites is at your own risk.
Information Sharing with Non-Affiliated Companies
We may disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law, including pursuant to consents that you provide. We may also, either directly or through Legacy Living Affiliates, share your nonpublic personal information with nonaffiliated companies to market their products and services to you.
If you prefer that we not disclose nonpublic personal information about you to nonaffiliated third parties to market their products and services to you, you may opt out of those disclosures, that is, you may direct us not to make those disclosures. If you wish to opt out of disclosures to nonaffiliated third parties to market their products and services to you, you may contact us on the web as described below.
Your Privacy Rights Under the Fair Credit Reporting Act
Information Sharing with Legacy Living Affiliates
Except as provided below, we may disclose nonpublic personal information about you to Legacy Living Affiliates, including Universal American Mortgage Company, LLC and Universal American Mortgage Company of California (UAMC), as permitted by law.
Notice of Your Ability to Limit Sharing of Creditworthiness Information
Under federal law, we are permitted to share information about our own transactions and experiences with you with Legacy Living Affiliates.
However, federal law gives you the right to limit our ability to share other information about your creditworthiness with Legacy Living Affiliates, such as information regarding your income, assets, and liabilities that you provide to us or that we obtain from a consumer credit report. Federal law permits you to opt out of the disclosure of your creditworthiness information among Legacy Living Affiliates. If you wish to opt out of the disclosure of your creditworthiness information to Legacy Living
Affiliates, contact us on the web as described below.
Notice of Your Choice to Limit Marketing
You may limit Legacy Living Affiliates, such as our mortgage lender or broker and insurance affiliates, from marketing their products or services to you based on your personal information that we collect and share with them. This information includes your income, your account history, and your credit history.
Your choice to limit marketing offers from our Legacy Living Affiliates will apply until you tell us to change your notice preferences. If you wish to limit marketing offers, contact us on the web as described below.
How to Opt-Out of Information Sharing
To limit the information sharing described above, contact us by clicking this link Opt Out Form.
For California Consumers
Your California Privacy Rights
You may request certain information from Legacy Living concerning the customer information that we have shared with third parties for their direct marketing purposes. The information, which we will provide free of charge once per calendar year upon request, includes a list of the types of customer information that we have provided to third parties for their direct marketing purposes and the names and addresses of all third parties with which we have shared such information during the past calendar year. We will provide the information to you within 30 days of your request.
Within 30 days of receiving your request, we will provide you with the information at the address you designate in your request, which may be an email address or physical address.
Universal American Mortgage Company of California, may collect and maintain a range of customer and former customer information so that it may offer you our products and services, fund and service your loan, comply with federal regulations, and work to meet your financial needs. Please visit www.uamc.com to learn more about Universal American Mortgage Company’s privacy policy.
Cookies and Other Tracking Devices
We may use cookies and other tracking devices on our websites. Using cookies on our sites provides benefits to you, such as allowing you to maintain your account login information between visits. The use of cookies also allows us to measure site activity to provide a better user experience. Cookies and other tracking devices may be used to tell us the time and length of your visit, the pages you look at on our site, the site you visited just before coming to ours, and the name of your Internet service provider. We may use third parties to serve our advertisements on other websites. In serving our advertisements, these companies may use cookies and other tracking devices to collect certain information about your visits to other websites (such as browser type, IP address, which page was visited, and time of day). This information may be used to evaluate our online advertising campaigns or to tailor promotions and other marketing messages to you. You may elect to refuse cookies. Please refer to your browser Help instructions to learn more about cookies and how to manage their use.
Former Customers
Our privacy policy for sharing nonpublic personal information about former customers is the same as our policy for current customers.
Disclaimer
Legacy Living may at any time revise the Website Legal Disclaimers, Privacy Policy or Terms and Conditions by updating the Website posting. You are bound by any such revision and should therefore periodically visit the Website to review the then current terms and conditions, privacy policy and legal disclaimers to which you are bound.
Thank you for taking the time to read all of this important information
Effective Date
This privacy policy is effective as of August 24th, 2016 is incorporated into and subject to the Terms and Conditions for use of this Website.